Frequently Asked Questions
General questions about our company, service, and properties we offer on this website:
- Is this for real? How do I know these properties exist and how do I know that you are not scamming me?
- What are the details of the buying process?
- Do I need a Realtor?
- Do I need an attorney?
- How do I make an offer on a property?
- How often do you add new properties to the site and VIP Buyers List?
- Do you charge any fees to the buyer?
- How do I apply for financing?
- What about Property Taxes?
- Can I build on the land?
- Can I put a mobile home/modular home/ or camp on the land?
- What can I do on the land?
- What about utilities?
- What happens if I miss a payment?
- Do we have a survey/perc test?
- Can I make extra payments?
- What happens when I pay off the property?
- How do you find the land?
- Can I go see the land?
- Are the prices negotiable?
- What are the monthly fees on my loan?
- How do I get started?
Q: Is this for real? How do I know these properties exist and how do I know that you are not scamming me?
A: We are real. For more info on our company, visit “Our Company” page. Our buying entity is Partners Direct Invest, LLC which has been in business since 2015. Although land sales is a newer venture (we started in April of 2023), we have been doing real estate for a long time. You are welcome to go online and read reviews of our companies Birmingham Homebuyers, LLC and Partners Direct Invest, LLC. We are glad to talk to you on the phone about who we are, but at the end of the day we encourage all buyers to do their own due diligence.
Also, we can give you GPS coordinates and county GIS maps where you can find the properties. Most counties (all that we work in) have online recording documents so you can go view the property info and verify that we are the owners.
Q: What are the details of the buying process?
A: Once a buyer has identified a property and is ready to move forward, the first step is to make the down payment and doc fee. Once that is done, we will draft the legal documents for you to sign. We will send you the documents via our online signature platform signnow.com. You will be able to sign with your phone or with your computer.
The documents you will sign are important. They outline exactly how the process will work. They are 1) Land Sales Contract, 2) Purchase-Sale Agreement, and 3) a Promissory Note. For more details on these documents, click here.
Along with these important documents, we will collect your bank account info for automatic monthly payments. We will set up a loan with our secure payment processor “Geekpay”, and you will be able to log in at any time to see your balance, make additional payments, change bank info, etc.
Once the final payment is made, we will deed the property to you and record the deed with the county recorder’s office.
Q: Do I need a Realtor?
A: You do not need a Realtor, but you are more than welcome to have a Realtor advise you. We do not pay Realtor commissions, so you would need to pay the Realtor any fees they charge for their advice. In our experience, most Realtors do not understand the raw land game and can slow down or hinder the process. Additionally, most of these properties are priced so low that a Realtor cannot make an acceptable commission, so they typically don’t want to work with these types of properties.
Q: Do I need an attorney?
A: You do not need an attorney, but if you prefer to get an attorney’s advice we would encourage you to do so. Again, you would need to cover the costs associated with the attorney.
Q: How do I make an offer on a property?
A: Simple, just send me an email at sales@simplyland.org or call me at (205)479-4953. If we can come to terms, I can send you the docs you need to sign to get the process started.
Q: How often do you add new properties to the site and VIP Buyers List?
A: We’re always sourcing new properties… and adding new properties to this site on a continual basis. So, check back often as our properties tend to sell very very quickly.
Q: Do you charge any fees to the buyer?
A: Typically we charge a document fee. This fee is usually around $249 but can vary based on the price of the property. We have overhead related selling these properties (legal document fees, recording fees, and processing fees), and this document fee covers these expenses.
Q: How do I apply for financing?
A: There is no application. If you can pay the down payment and the doc fee, we will sell you the land.
Q: What about Property Taxes?
A: Property taxes are generally very low on these properties. While we are holding the financing we will pay them and charge them back to they buyer. The yearly tax amount will be divided by 12 months and the amount will be added onto the buyer’s monthly payment.
Q: Can I Build on the land?
A: In most cases, yes. But you would need to pay off the property first.
Q: Can I put a mobile home/modular home/ or camp on the land?
A: You can camp on most of our Arizona properties, or stay in an RV on the property for up to 30 days. For longer stays, you would need to install a septic system, which would require a permit, which would require you to pay off the lot first.
For most of our Florida properties, RV’s are not allowed, except temporarily while buildings. Mobile homes are not allowed. Modular homes are allowed, but you would need to contact the county to get the full details.
Q: What can I do on the land?
A: Each property is different. The county typically has some restrictions. We usually provide some information in our listing about what is allowed on each property, but we still advise the buyer to contact the county and ask many questions before purchasing any land. Due to permitting, you cannot build a permanent structure on the property until SimplyLand is fully paid off.
Q: What about utilities?
A: Again, each property is different. Many times there is power, water, sewer and even natural gas available. In other cases you may need to install solar panels, haul in water, propane tanks, and build septic systems. We will usually have this information available for you, and can also get you to the right utility companies for more detailed information.
Q: What happens if I miss a payment?
A: Typically, you will have 35 days to remedy the situation and pay the full balance. We do charge a $49 late payment penalty. After 35 days we will send you a letter stating that after an additional 30 days we will foreclose on the property if full payment is not received. In total, you will have 65 days to get the balance (payments plus late fees) caught up before we foreclose the property and begin marketing it for resell.
However, we do offer a Paycheck Protection Program (PPP). For an additional monthly fee, we will allow you to miss one payment per calendar year, with no late fee. The missed payment will be moved to the back end of the loan, extending the term of the loan by one month.
The price of the PPP program varies based on the price of the land.
Q: Do we have a survey/perc test?
A: Typically, we do not have surveys or perc tests on our land. We specialize in raw, vacant land. The buyer is responsible for these things. In rate cases, we may have this info from the person we acquired the property from. However, we still advise buyers to get their own surveys and perc tests.
Q: Can I make extra payments?
A: Yes. When we set up your loan in Geekpay, we will give you instructions to create your own login so that you can go and view your loan at any time, see your balance, make additional payments, or change personal or banking info.
Q: What happens when I pay off the property?
A: When you pay off the property, we create a deed from our company to you (however you would like to take title), and record it with the appropriate county’s recording office. At that point, the property belongs to you and you can pull permits and do anything that the county/city allows!
Q: How do you find the land?
A: Our company spends money on marketing for land in several different ways. We send mail to land owners, we do online marketing, as well as call people who we have identified as likely to sell.
Q: Can I go see the land?
A: Yes. We can provide you with GPS coordinates for the land, and you can go out to see it anytime you please.
Q: Are the prices negotiable?
A: Our owner financing prices are not negotiable. If you have cash, you can make us an offer.
Q: What are the monthly fees with my loan payment?
A: We have a nominal $15 per month note maintenance fee. This fee includes payment processing and keeping track of the loan. The other monthly fee is for property taxes. The annual taxes are divided by 12 months and rounded up to the nearest whole dollar. These fees are added onto your monthly payment.
Q: How do I get started?
A: If you have identified the property you want, you can call us at (205)479-4953 or you can go to the property specific page and pay the down payment and doc fee. Once that is done, we will be in touch!